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Insurance companies evaluate your claim in a couple of different ways: the first is evaluating liability through police reports and recorded statements, the next is evaluating the potential claim value through the policy limits, then calculating the overall medical expenses you incurred, any out-of-pocket expenses, and determining the pain and suffering you endured during recovery.
If the other driver doesn’t have insurance in Minnesota, you will still have coverage for medical expenses incurred, as Minnesota is a No-Fault State, which means that after a car collision, your auto insurance will be the first to pay up to $20,000 for medical bills resulting from the collision. So, if you have been
If you are wondering if you really need a lawyer after a minor car accident in Minnesota, you are not alone. However, if you want the most possible compensation for your claim, retaining an attorney is the best option, as insurance companies have been known to offer smaller settlements to unrepresented individuals. While a lawyer
If you were injured in a wreck, you may be wondering what medical bills are covered after a car accident in Minnesota. Contact BK Law Group today to speak with our dedicated personal injury team and get the guidance you need to protect both your recovery and your finances. Medical Bills Covered by No-Fault or
In Minnesota, a car accident claim is potentially worth the value of your and the at-fault driver’s auto insurance policy limits. But what does that mean? What really are policy limits, and how do the other car’s policy limits affect the value of my case and my potential compensation? These are all great questions to
When a collision occurs, you shouldn’t have to worry about navigating insurance before you receive needed treatment. With no-fault (NF) or personal injury protection (PIP) insurance, you can seek immediate treatment and handle the claim while you recover. Read our blog to learn how Minnesota’s no-fault or PIP insurance works after a car accident, and
We understand that legal jargon can be confusing. Below are some common personal injury acronyms, abbreviations, and definitions that you should know. Common PI Terms AFB: Application for Benefits – An application that comes from your auto insurance company for you to complete to receive no-fault or PIP benefits. You will need to complete this
How long does a car accident injury case take to settle in Minnesota? On average, a car accident personal injury case takes about 1 year to complete in Minnesota. However, each case is unique and specific to your personal circumstances. I’ve seen cases as brief as 6 months and as long as several years; it
A collision, even a low-speed collision, occurs fast. The cops are called, statements and photos are taken, insurance information is exchanged, witness information is obtained, and the injured parties are attended to and/or transferred to the nearest hospital. All that occurs within an hour or two of the collision, and you are left to wonder:
What is a bodily injury or liability claim? A Bodily Injury claim, which may also be referred to as a Liability Claim, is submitted to the at-fault party’s Insurance for compensation of your injuries sustained as a result of the collision. When a collision occurs, several claims may be established. However, the bodily injury claim
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