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In Minnesota, a car accident claim is potentially worth the value of your and the at-fault driver’s auto insurance policy limits. But what does that mean? What really are policy limits, and how do the other car’s policy limits affect the value of my case and my potential compensation? These are all great questions to
When a collision occurs, you shouldn’t have to worry about navigating insurance before you receive needed treatment. With no-fault (NF) or personal injury protection (PIP) insurance, you can seek immediate treatment and handle the claim while you recover. Read our blog to learn how Minnesota’s no-fault or PIP insurance works after a car accident, and
We understand that legal jargon can be confusing. Below are some common personal injury acronyms, abbreviations, and definitions that you should know. Common PI Terms AFB: Application for Benefits – An application that comes from your auto insurance company for you to complete to receive no-fault or PIP benefits. You will need to complete this
How long does a car accident injury case take to settle in Minnesota? On average, a car accident personal injury case takes about 1 year to complete in Minnesota. However, each case is unique and specific to your personal circumstances. I’ve seen cases as brief as 6 months and as long as several years; it
A collision, even a low-speed collision, occurs fast. The cops are called, statements and photos are taken, insurance information is exchanged, witness information is obtained, and the injured parties are attended to and/or transferred to the nearest hospital. All that occurs within an hour or two of the collision, and you are left to wonder:
What is a bodily injury or liability claim? A Bodily Injury claim, which may also be referred to as a Liability Claim, is submitted to the at-fault party’s Insurance for compensation of your injuries sustained as a result of the collision. When a collision occurs, several claims may be established. However, the bodily injury claim
Minnesota is a No-Fault State, which means that your auto insurance policy will cover your medical expenses and non-medical expenses when you file a claim after a collision. However, like most benefits, your No-Fault benefits have limitations; they must be applied for and can be taken away. These benefits are often referred to as PIP
It is important to know what to expect on the day of your independent medical examination. Read this article to learn some last-minute tips and tricks. What To Bring To an IME Bring Photo ID/Driver’s License This is common practice for IMEs, as it will be used to verify your identity. Bring Any/All Medical Records
You just attended an IME, which your Auto Insurance had requested and scheduled, to review your treatment history and get a second opinion on your overall injuries as a result of an accident you were involved in. You did everything right: you prepared, sought advice from your attorney, arrived on time or early, and were
An Independent Medical Examination, or IME, is a medical evaluation that you may be asked to attend as part of your accident claim. The IME is paid for and scheduled by your Auto Insurance to analyze your treatment and potentially terminate your No-Fault Medical Benefits. Your Auto Insurance will select and pay physicians to conduct
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