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What is a bodily injury or liability claim? A Bodily Injury claim, which may also be referred to as a Liability Claim, is submitted to the at-fault party’s Insurance for compensation of your injuries sustained as a result of the collision. When a collision occurs, several claims may be established. However, the bodily injury claim
Minnesota is a No-Fault State, which means that your auto insurance policy will cover your medical expenses and non-medical expenses when you file a claim after a collision. However, like most benefits, your No-Fault benefits have limitations; they must be applied for and can be taken away. These benefits are often referred to as PIP
It is important to know what to expect on the day of your independent medical examination. Read this article to learn some last-minute tips and tricks. What To Bring To an IME Bring Photo ID/Driver’s License This is common practice for IMEs, as it will be used to verify your identity. Bring Any/All Medical Records
You just attended an IME, which your Auto Insurance had requested and scheduled, to review your treatment history and get a second opinion on your overall injuries as a result of an accident you were involved in. You did everything right: you prepared, sought advice from your attorney, arrived on time or early, and were
An Independent Medical Examination, or IME, is a medical evaluation that you may be asked to attend as part of your accident claim. The IME is paid for and scheduled by your Auto Insurance to analyze your treatment and potentially terminate your No-Fault Medical Benefits. Your Auto Insurance will select and pay physicians to conduct
You’ve been in a collision, the police were called and took your statements, you received the at-fault parties’ contact and insurance information, and you were injured to the point that an ambulance was called. You know you need to seek treatment for your injuries, but you have a million thoughts running through your head, and
What Is Underinsured/Uninsured Motorist UIM/UM? In Minnesota, auto owners must have Underinsured/Uninsured Motorist (UIM/UM) coverage. The minimum coverage required is $25,000 per person and $50,000 per accident for both Underinsured and Uninsured coverage. This is coverage you have under your own insurance intended for use when a collision occurs, and the person responsible for the
If you have recently been arrested for a DWI, you are probably feeling anxious, confused, and unsure of what comes next. That is completely normal. The legal system can be intimidating, especially if this is your first time stepping into a courtroom. The good news is, you do not have to go through it alone.
If you were recently charged with drunk or drugged driving, you might be wondering whether it was a DUI, a DWI, or an OWI in Minnesota, and what the difference is. This is a great question, and the terms can be confusing, especially since people use them in everyday conversation without knowing how they actually
Getting pulled over on suspicion of a DWI is one of the scariest experiences you can face on the road. One of the first decisions you may face is whether to take a roadside or preliminary breath test. Should you refuse a breathalyzer or field sobriety test in Minnesota? This decision is very important and
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